Welcome
Building wealth is not just a matter of how much money you make. How much money you actually keep and how you put it to work for you and your family is the secret to maximizing your finances.
You need a financial plan! Your own plan. One that considers your own circumstances, your goals, and the financial news tools you're comfortable using.
The harsh reality is that the vast majority of people have neither the time nor the expertise to research all of the options available and to build a financial plan that's right for them. Most never know how dearly those missed opportunities actually cost them over their lifetime.
As a Certified Financial Planner, that's where I come in. Taking care of other people's money, helping them develop a personal financial strategy is what I do. After more than a decade of training and experience it is something I do well.
Recent Articles
Debt Reduction as Retirement Savings Strategy
Posted on 01-10-2012Statistics Canada recently reported the ratio of household credit market debt to disposable income reached the highest level since the agency began tracking this figure. In 1990 it was 50%, rose to 110% in 2000 and jumped to 149% in the second quarter of 2011. This can cause some angst for those with children reaching post-secondary school age.
Government Benefits Can Boost Retirement Income
Posted on 01-10-2012In a 2010 report to the Minister of Finance, it was found that approximately 160,000 Canadian seniors were not aware of the full range of benefits they were entitled to in their retirement years. In fact, nearly $1 billion in retirement benefits from the Canada Pension Plan (CPP), Old Age Security (OAS) and the Guaranteed Income Supplement (GIS) have not been paid out to eligible recipients.
TFSAs: Flexible Wealth Building Strategy
Posted on 12-12-2011The Tax-Free Savings Account (TFSA) was introduced in the February 2008 Federal Budget and became available January 1, 2009. It is touted by the Government of Canada as "the single most important personal savings vehicle since the introduction of the Registered Retirement Savings Plan (RRSP)."
